Offline Business Versus Internet Marketing

If you were planning an offline business, you would first have to think about finance, probably quite a large sum of money depending on the type of business. There would be premises, stock or raw materials, how many staff you would need, wage structure, insurance, health and safety etc. the list goes on and on.

That takes a certain type of planning to which some people have the right aptitude. It also requires a lot of resources, both physical and financial which are quite often beyond most of us.

In considering an internet business, many of those resources are either severely reduced or not even necessary. There is no need for premises, just a rudimentary office set-up in a small space in your own home, even in your garden shed as far from the television as you can get. The amount of finance required is drastically reduced as are staff requirements, insurance, health and safety etc.

All this would appear to make it an absolute no-brainer when it comes to choosing between offline and online business. Many of the skills are similar but the resource requirements are vastly different. Offline equals expensive set-up and maintenance costs, online equals very low set-up and very little maintenance cost.

Of course, an online business can grow to a point where one would need to employ assistants and technical expertise unless one wants to be tied to a computer for 24 hours a day, but by that time the business will have generated enough profit to more than cover the increased costs.

A major reason that stops many people from starting an online business is fear. Fear of the internet itself, fear of failure and the immense self doubt that holds many people back. There is also the widely held belief that online businesses are full of confidence tricksters and that all online training courses will cost a lot of money but give one very little in return.

The fact is that there are many such devious people and much worthless information available to the unwary on the internet, but there are also many ways to check the credentials of online advertisers. In fact it almost essential for would be entrepreneurs to do what is generally none as ‘due diligence’ before committing themselves to purchasing anything online. a simple search in Google or other search engines will generally reveal many reviews of well known products and the people behind the scenes!

As long as one only deals with well known or well recommended people or companies, the internet is a perfectly safe place to be in business.

To start an online business, for the most part one only needs three basic elements. Firstly, a domain name which gives one an online identity and costs usually less than $10 per year. There are many online companies selling domain names and are all very similar. Shop around for the best deal. Next, build or buy a website or set up a simple squeeze page. This can be done virtually for free or you can pay someone to due it for you, for which the price can vary wildly and requires serious thought. Once one has a website, then a hosting account is required to put it online and viewable to the world. Hosting companies, again there are many, usually charge about $10 dollars per month.

Now you are in business and when you attract visitors (known as traffic) to your website, you are now in a position to sell. This is a very simplified way to set up a business in today’s internet. Naturally, the are quite a few computer skills that need to be learned before any of this is possible, but anyone with basic IT training should have little problem with these.

To sum up, a simple internet business is in reach of anyone who can type, has a reasonably modern computer, can connect to the internet and has a relatively small financial capability.

Overcome the fear, and the doubt, set your goals, gain the education and the sky is your limit.

Ximo Health – Do They Have What It Takes To Be The Next Big Healthy Beverage Company?

If you’re reading this third party review of Ximo Health, chances are you’re looking for information on the company because you’re thinking about joining. Before you do, I want to encourage you to go over this entire review so you can make an educated and informed decision about the company and business opportunity. In this review, I’ll go into the actual company, the product, the business opportunity and whether or not they have what it takes to become the next big healthy beverage company. I want to disclose that I’m not a Ximo Health distributor, so rest assured I’ll be giving you this review from an unbiased perspective.

First of all, let’s go into the actual company. Ximo Health is a company that sells a healthy beverage through a network marketing business model. The Salt Lake City, Utah based company was relaunched in November 2010 under new owner, and CEO, Erik Laver. Laver has a very impressive business resume dating back to 1992, where he got started in network marketing with a company called E’OLA International. In his time with E’OLA International, he was able to build a team of 500,000 distributors and became the company’s #1 income earner. After his time with E’OLA International, he co-founded and acted as President of SendOutCards, which is currently a very popular network marketing company that is doing very well. While there isn’t much information on the rest of the company’s corporate team, it does seem that the company is positioning itself to be a player in the functional beverage category of the network marketing industry.

Ximo Health markets a sugar-free, healthy functional beverage called Ximo. It’s reported benefits include increased energy, improved mental focus and weight loss. It contains green tea, which not only provides the benefits mentioned, but also contains antioxidants, which fortifies your immune system and lowers blood pressure. Aside from green tea, Ximo also includes Quercetin (which improves circulation), Yohimbe (which increases your metabolism), Niacin (which increases energy levels), Trimethylglycine (which protects against dehydration) and caffeine.

As far as the business opportunity is concerned, you can join Ximo Health by purchasing an initial order of product, then maintaining a monthly autoship. The company has a unilevel compensation plan, that provides four ways to get paid. The first way to get paid is retail commissions, which you can earn by personally selling products. The second way to get paid is through the Great Start Bonuses, which allows you to get paid 35% of the initial order of anyone you sponsor, and 15% of the initial order of anyone who is sponsored by someone you personally sponsored. The third way to get paid is through unilevel commissions, which allows you to get paid on the autoship orders of your downline down to 8 levels based on your rank. From a business standpoint, it’s good to know that the company compresses out any inactive distributors so you can get paid on 8 levels of active distributors. Last but not least, based on your performance, you can also participate in the Global Leadership Bonus Pools, which would enable you to get paid on the overall purchased of the entire company. Overall, the Ximo Health compensation plan is quite fair and can be lucrative for the right person.

In summary, Ximo Health is definitely a solid company. They have a CEO that is documented and experienced, they have a good product that is backed by science and testimonials and a generous compensation plan. With that said, having all that in place isn’t enough to succeed. While it’s clear that having a credible company is critical to your business, at the end of the day, your success will rely on your ability to sponsor new people into your business, market products and get customers and build a productive team. One of the key components to accomplishing those things is the ability to market and generate leads. My recommendation is that you use a proven Attraction Marketing system that allows you to brand yourself, generate leads, make money even when people don’t join your business and sponsor people on the back-end. If you can incorporate online attraction marketing and branding with a solid offline system, there’s no telling how successful you can be with your Ximo Health business.

The Scary Truth Behind Health Insurance Applications

In present times, insurance buyers may easily obtain health insurance applications. As many health insurance companies and brokers have established their own official web sites over the Internet, it is possible to get health insurance applications with a single mouse click. Alternatively, insurance buyers can get the health insurance applications offline, as well.

Insurance buyers may wonder how and where to apply for health insurance coverage, but be cautious, as an application is a later stage in the approval process of health insurance.

Before sitting down to fill up health insurance applications, insurance buyers need to collect information that is likely to help in filling up health insurance applications. These include names and residential address of physicians, dates of recent visits, and some details of recent insurance coverage.

How to apply for health Insurance Coverage:

It is wise to apply through an employer. If insurance buyers apply through their employer for health insurance coverage, they certainly do not need to submit a medical report. However, they have to wait for the firm’s next enrollment period before applying. For a new employee, it may take a long time for approval.

The application process to join a group health coverage is simple, since most insurance coverage may sign up everyone irrespective of previous and present health state.

For instant approval of health insurance coverage, people need to fill up the application form with certain information. This includes information such as name, residential address, social security number, description of the insured and dependents (together with names, date of birth, age, social security number of all dependents), and employment details such as date of appointment and kind of intended health insurance plan. At times, health insurance companies may ask for any previous health insurance policies, including policy numbers and insurers.

Once buyers fill up all necessary details, the completed application form goes to the insurer, where coordinators are present to process and approve it. Once coordinators feel that all details are up to par, they recommend approval of health issuance coverage for applicants. Hence, it is always best to fill up the application form with correct information.

If buyers wish to apply for group insurance coverage, procedures are similar. However, in such cases, applicants need to manage all paper work themselves. A few insurance companies send insurance agents to negotiate and help in the application process of health insurance approval. The agents help to gather all required documentation, organize an in-home medical test, and collect a pre-payment check.


The online process of health coverage approval is so simple that many insurance buyers decide to apply online. To do so, insurance buyers need to visit the health insurance firms’ web sites, wherein they will find an application form.

Just enter the same information as in an offline application form, and click on submit. The system accepts the form automatically.

Health insurance applications are really simple, fast and reliable. However, if buyers feel uncomfortable in providing confidential information on the Internet, it is a good idea to apply through off-line mode.